I have been afraid to speak about insurance process here as if mentioning how many times I’ve spoken to insurance adjustors, claim reps, and medical reps would arm the universe with a wrench to lodge what has been surprisingly easy so far. I didn’t want to jinx it. This melee appears to be coming to a close and soon we will be receiving a check for the amount payable. The car is totaled. Even though it wasn’t a crumpled heap of metal, the impact from the truck and the other driver’s sedan caused about $11,000 in damages, exceeding the value of my husband’s precious 2002 Nissan Altima.
It’s so strange how everything becomes about money. We will be receiving money to replace the car seats and to cover our deductible. If I had to miss work or go to the doctor, they would pay for that, too. All I have is just some residual soreness, not chronic debilitating hell. I can see how someone would feign physical trauma, wearing a neck brace outside and playing Mario Kart inside. I just want a car and car seats and maybe a private jet plane to a beachside villa in Bali and the bikini body to match, but that’s not covered, although the insurance rep told me she is not including that in her report and will be filing a claim against me for traumatizing her with that image.
We didn’t get a rental car, instead we’re making use of my tiny Korean vehicle. It’s the perfect car if it’s just me and two kids. But my husband behind the wheel makes it look like The Incredibles. It has become so cramped, Nathan can sit in his seat and choke my husband by wrapping his legs around his father’s neck. It’s inconvenient but not impossible. And we will be paid for not renting a car.
We’re now shopping for a used car, probably another Nissan Altima. Or maybe one of those stretch limos from the 1980s, the ones with the hot tub in the back. Do they even make those? We’ll have a few bucks to throw into resurrecting that sweet ride. I’ll grab the champagne bucket and ice. You dust off that Tone Loc CD now because when I pass the karaoke mic your way, you had better know the beat to Funky Cold Medina!
So thank you for all the comments and emails you’ve sent our way. It’s made this emotionally and physically exhausting process easier to endure because we have so many awesome people on our side.
Also, If anyone has any advice for purchasing a used car, please let us know. Think of us as people who see a check engine light then pop up the hood, remarking to each other, “Engine? Check!”